Free Little Caesars Crazy Bread with any purchase of their Hot-N-Ready Pizza

Little Caesars Pizza is offering free crazy bread with any Hot-N-Ready Pizza purchase. You will be able to print out the coupon after filling out a short form asking for your name, birthdate, and zip code. The coupon is valid until December 29, 2011.

Smallville Season 1-10 DVDs for $14.99 at Best Buy

Best Buy has all seasons of Smallville for $14.99. The retail price of the seasons is up to $59.98, so the sale is almost 75% off. You might be able for "store pickup" for free which saves you money on shipping.

50% off at Abercrombie & Fitch and Hollister Co.

         Abercrobie & Fitch and Hollister Co. is offering a 50% sitewide discount code with no purchase minimum. Abercrombie & Fitch's discount code is 15455 and Hollister's discount code is 35455. This deals is also able to be used on sales and clearance items. Shipping is a flat $10 and taxes depend upon what state you live in. Clearance discounts are up to 70% off already. Coupon code expires December 28, 2011.

Donate a Free Meal to Feeding America just for emailing a card

          BBVA Compass will be donating one meal for every holiday card that is sent. BBVA Compass will be donating up to 1,000,000 meals. This is a great way to feed someone in need with very little effort. The total amount of meals where 24,542 when I sent my cards. Please take a minute and send someone you care for a card.

$75 Sign-up Bonus from ING with New ShareBuilder Account

         When you open a new ShareBuilder account with $100 or more initial deposit using promo code: EXTRA75, ING Direct will deposit $75 bonus approxiamately 4-6 weeks later. Initial deposit needs to be made into the ShareBuilder account by December 31, 2011. The great part is that there are no hard pulls on your credit, no trades are necessary for the bonus, and no fees. There is the potential to have more than one account opened with this offer if you are married (Joint account) or have children (Custodial accounts).

Fine Print:

         You must open a new ShareBuilder account and deposit $100 or more to be eligible for this promotion. Initial deposit must be completed by by 12/31/11. ING DIRECT Investing will deposit a $75 bonus approximately 4-6 weeks after your first $100 deposit. The $75 bonus offer is available for Individual, Joint, and Custodial accounts only. Offer not valid for IRAs and ESAs. The $75 bonus is not available for withdrawal for 120 days after it is awarded to your account. This offer is valid with any other offers and is non-transferable. Limit one ShareBuilder account bonus per unique customer or custodial beneficiary. We reserve the right to terminate this offer at any time and to refuse or recover any promotion award if we determine that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of our Account Agreement have been violated.

Olay Professional Pro-X Exfoliating Renewal Cleanser $8 + Free Shipping

         Amazon has the 6oz Olay Professional Pro-X Exfoliating Renewal Cleanser for $8.02 after $3 off coupon and Subscribe & Save. There is also a $10 mail-in rebate after a $30 purchase. If you purchase 3 bottles, the total will be $30.02. This is just enough to make the $30 purchase for the mail-in rebate.

         Here is the breakdown: $12.97 - 15% S&S= $11.02 - $3.00 coupon= $8.02.



$5 Symantec Norton Internet Security 2012 3-User for Windows

         Newegg has Norton Symantec Internet Security 2012 3-User for Windows (Model #:211973967). Price is $45 - $40 mail-in rebate = $5 + free shipping. Rebate expires December 26, 2011.

FREE Samsung Bluetooth Headset from Newegg

         Newegg has the Samsung WEP460 Bluetooth Headset for $20 right now. After this mail-in rebate, the price will be $0 and there is free shipping. Features of this headset, the headset is 12 grams with Bluetooth 2.0, and EDR specifications. These rebate offer expires on December 31, 2011.

FREE iPhone 4 32GB at Best Buy

         Best Buy has the iPhone 4 for buy one, get one free Either AT&T or Verizon. Available in New Jersey ONLY.

Here is the Fine Print:

         Excludes iPhone 4S, Refurbished iPhone 4 and early upgrades. Carriers, coverage and products may vary by store. Available in New Jersey. Carrier requirements may include data plan subscription, credit approval, usage fees and termination fees. Same price for new and upgrade unless otherwise noted. Offer only valid while supplies last. iPhone 4 32GB AT&T 1049087, 1049245 $699.99-$450 instant savings-$50 additional savings with 2 year activation. iPhone 4 32GB Verizon 2025128, 2645425 $799.99-$550 instant savings-$50 additional savings=$199.99 with 2 year activation. Second iPhone 4 32GB phone must be purchased on same receipt and from same carrier to receive savings. Not valid on prior purchases or in conjunction with other offers. Offer valid on in-store purchases only. See a mobile phone specialist for details. ™ and © 2011 Apple Inc. All rights reserved.

50% Off Outwear and Sweaters at Perry Ellis

         Perryellis.com has a discount code: PECOLD50 for 50% Off Outwear and Sweaters plus free shipping. The discount code is good until December 26, 2011. The discount is also valid for sale item too. BONUS: discount code: PESAVE40 is good for 40% off your entire purchase if you are looking at buying something other than outwear and sweaters.

B&N 25% off One Item In Store Expires: 12-24-11

         Barnes and Noble has a printable coupon good for 25% off one item at their retail store. The coupon is good until December 24, 2011. Great for the last minute Christmas present. There are some excludes that apply: no cash value, no past purchases, no valid for B&N memberships, gift cards, textbooks, video games, digital content, NOOK devices, hardware, electronics, software, shipping costs, etc.

ESPN Magazine One Year Extension for $1 (Current Subscribers Only)

ESPN is having a deal right now to extend your magazine subscription for only $1. The only requirement is that you have to currently be a subscriber.

28 Pack of AA or AAA batteries for $10.29 at Amazon after S&S

Amazon is having a deal on AA or AAA batteries right now. Here is the breakdown: $12.99 - 15% off by Subscribe and Save (-$1.95) - $0.75 coupon clip on the site. After the item has shipped, you can go into your account and cancel your subscription with no hassle.

Restaurant.com $1 for $25 Gift Certificates

          Head over to restaurant.com to buy $25 gift certificates for $1 by using the discount code "joy." This deal is good up until December 24, 2011. The website was not accepting new order at the time that I tried to purchase some more gift certificates, so you may have to be patient. The only downside is that there are some requirements for use of the gift certificate such as minimum purchase amount, valid on food only, dinner only, etc. I personally like to use the $25 gift certificates compared to other gift certificates ($10, $50, or $100) because $25 gift certificates generally only have a $35 purchase. So a moderate dinner for two can come out to $10-15 excluding tax and tip. People who live around major metropolitan areas are more likely to have a large amount of restaurants to choose from.

Free Year of Hertz Club Gold

         Hertz Car Rental is offering one year of membership to Hertz Club Gold for free. This is normally a $60 fee, but the membership fee is waived for the first year. The offer is good until March 31, 2012. Benefits of membership include fast service at over 40 air ports around the world where you don't have to stop at the counter, instant return where a representative processes the return for you, and you are able to earn Gold Plus Reward Points on qualified rentals.

Lifetime Free Next Day Shipping from Zappos Inc.

         Here is a great deal if you like to go shoe shopping online and can't wait for items to arrive. Zappos is offering free membership into their VIP program where every order that you purchase will be shipped Next Business Day for free. Great way to get last minute items for Christmas or birthdays. Another great feature is an extended one year return policy for all members. So hurry and sign up before registration closes.

Chili's Gift Card Deal Plus Free Chips and Salsa

Chili's Restaurant is having a deal on Gift Cards right now. For any gift card purchase of $50, you receive a 10% discount on the purchase of the gift card. That mean you receive a $50 gift card for the price of $45 and you receive free chips and salsa for any gift card purchase of $5 or more. These deals can be combined but are only available for purchase at the Chili's Restaurant. I like to buy the gift cards before I finish my meal so that I am able to pay for the meal with the newly acquired gift card.

$25 Gift Card for American Apparel for $12.50

         Saveology.com has a deal for a $25 gift card for American Apparel that ends on December 27th. There is a limit of one offer per customer and one additional offer as a gift. This deal is only able to be used at the retail locations. One downside is the fact that you need to use your gift card within 45 days and any remaining balance will not be carried over after using.

Free Episodes of ABC's PanAm from iTunes and Amazon

         Currently, you can download the first 9 episodes of ABC's PanAm on iTunes and Amazon. To get the download from iTunes, open the iTunes program and search the iTunes Store for PanAm. You must have an iTunes or Amazon account to be about to download the episodes. If your television or dvd player has apps built into the hardware or own AppleTV, you may be able to view these episodes from the comfort of your television without having to connect your computer to the television.

Great Credit Cards To Have In Your Wallet

Here is a summary of some credit cards with good rewards:

Fidelity Investment Rewards American Express Card or Fidelity Retirement Rewards American Express Card:

         Both of these AmEx credit cards receive 2% cash rewards deposited into either a Fidelity Investment Account or a Fidelity IRA account. If used correctly, you will be able to earn cash to fund your Investment or Retirement account which in return minimizes your earned income exposure to the stock market. It is a great way to turn purchases into passive income for the long haul if you have the patience. Other great features include no limits on the rewards that you can earn, no annual fees, and low interest rates assuming you have a good FICO score. 

 

PenFed Platinum Cash Rewards: 

         The PenFed Platinum Cash rewards credit card is a high reward card that offers 5% cash back in gasoline purchase and 1% cash back on all other purchases. Due to the high price of gasoline, trying to save money on a necessity such as gasoline is hard to do cheaply. BONUS: under the end of 2011, PenFed is offering no fees on balance transfers and a low 4.99% APR for 24 months for people that have balances on their credit cards. Other great features are low 13.99% variable interest rate, up to $50,000 credit limit, and no annual fees. 

 

Discover More Credit Card:

         Discover More Credit Card offers 5% cash back bonus on categories every quarter like gas and entertainment for the 1st quarter of 2012, 5-20% cash back bonus when you link to merchants through their website, 1% cash back on all other purchases, and special cash back bonuses during the year. Two special rewards that I received in the last two weeks were 2% cash back on cable and internet bill payments on the card for 2012, and 2% cash back bonus for all purchases for one day. Other great features of the Discover More Credit Card is 0% APR introductory rate for up to 15 months, standard variable APR of 10.99 to 19.99% for standard purchases, 3% introductory balance transfer fees for 6 months, and 5% balance transfer fee after the 6 months. 

 

         A few things to think about when it comes to credit card deals, look for the lowest interest rate or introductory APR if you carry a balance from month-to-month. My recommendation is to get to a point in your life where credit cards are just like cash with the full bill paid in full at the end of the month cycle. Any benefit that you may receive with rewards credit cards are not worth the additional interest payments if the bill is not paid off at the end of the bill cycle. Another recommendation is to have a variety of credit cards so that you can receive the best rewards for the purchases that you make. Another benefit to having many cards is that you are able to keep your debt to available credit low which makes up 30% of your FICO score.

Welcome

I have been thinking about starting a blog for a while now. Today is the day that I decided to pull the trigger and see how the process works. I hope to be about to provide people with ideas on how to manage money, find deals, and ultimately set aside enough money for retirement (hopefully early retirement) in an economy that has been rocky at best for the last couple of years. I hope that this blog can be a place where people of my generation among others can go to find money savings ideas for everyday living, follow the process of setting up a house and working to set savings for a life after work.